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Michael J. Carr, Executive Vice President


Michael Carr serves as Executive Vice President of Presidential Bank Mortgage.  He has been employed by Presidential Bank since early 2010.  Mr. Carr oversees the mortgage production offices in addition to Presidential Bank’s Mortgage management team.  Mr. Carr has over 30 years of mortgage industry experience. He previously served as Regional Manager for one of PNC/National City Mortgage Eastern Regions’ in charge of the mid-Atlantic production offices and operations areas.  He has been employed as the President of James Madison Mortgage Company, as well as Vice President of Secondary Marketing for Manufacturers Hanover and Society Mortgage Company. Mr. Carr holds a BA in Economics and an MBA in Finance from the University of Connecticut.

Chris Cusack, Senior Vice President


Chris Cusack joined Presidential Bank Mortgage in 2019 and serves as Senior Vice President – Mortgage, leading capital markets, secondary marketing, and operations.   He is a strategic leader with more than 25 years of experience in mortgage banking and financial services in the areas of capital markets, financial management, pricing, operations, and originations.

Prior to Presidential Bank, Chris lead capital markets for a regional mortgage lender where he developed and implemented strategies that significantly increased gain-on-sale and enhanced secondary and capital markets operations.

Earlier in his career, while at Farmer Mac, Chris issued debt, managed a fixed income portfolio, issued agricultural MBS, and hedged/managed interest rate risk. Prior to this, he worked for KPMG Consulting in its National Mortgage Finance Group serving clients that included multinational financial services companies, leading mortgage originators/servicers, the GSEs, and the Mortgage Bankers’ Association (MBA).

Chris holds a BS from Boston College, an MBA from George Washington University, and has earned the Certified Mortgage Banker (CMB) designation. Chris lives in Maryland with his wife and three daughters.

John Pruitt, Senior Vice President - Mortgage Production & Strategic Initiatives


John Pruitt is an experienced executive in the mortgage industry.  He joins our senior management team as the Senior Vice President of Production and Strategic Initiatives with initial focus on spearheading the development of our expansion into the Southeast. His leadership roles have included Regional Manager for SunTrust Mortgage in the Carolinas and Georgia as well as Director of Mortgage Lending for Fidelity Bank Atlanta.  John has overseen all aspects of mortgage lending and led both SunTrust and Fidelity to number one market share rankings in Georgia.  Additionally, he has served on both Fannie Mae and The Federal Home Loan Bank of Atlanta’s Advisory Boards along with multiple Non-Profits dedicated to homeownership and financial well-being.
Born and raised on the Eastern Shore of Maryland, John understands the importance of family and community. He is happily married to wife Denise and proud father to daughter, Anna.  He holds a BA in Economics and Business from Randolph Macon College.   He enjoys writing having penned “Tales of the Tide” which features lessons and essays about life on the Southeastern coast.   An avid golfer and passionate sportsman, John balances his work life by spending time with family and friends in the outdoors. 

John French, Vice President - Mortgage Production & Growth


John French serves as Vice President of Mortgage Production & Growth for Presidential Bank Mortgage.  John oversees the business development and growth opportunities for mortgage production offices.  John has over 34 years of mortgage industry experience, most recently serving for eight years as the Mortgage Production Manager for Atlantic Union Bank.  He has also served in executive roles over the last 25 years with Proficio Bank, Dynamic Capital, Pinnacle Financial, RBC / Centura Bank, and Mortgage Edge Corporation.
John is a driven and seasoned mortgage industry leader, passionate about serving others and developing careers.  John is a student of the business and has always sought to learn from those around him and lead change.  His passionate and relentless efforts to coach, support sales growth and provide advocacy for his team have fostered strong relationships throughout the industry.  John believes in surrounding himself with great people in all aspects of life, being humble, kind, and respectful of others’ visions and needs.  John will go far out of his way to do the right thing and is deeply committed to the success of those around him.   
John holds a BA from George Mason University.

For more information on Presidential Bank Mortgage, please contact us at:

Presidential Bank Mortgage
4600 East-West Highway
suite 400
Bethesda, MD 20814

Local: 301-652-1616
Toll-Free: 800-574-3151
Fax: 301-951-3312

To locate a Presidential Bank Mortgage Branch, please click here.